There are over 100,000 Attorneys in Florida. While that is a high number, only a few practice Foreclosure Defense. Therefore, you should always ask specific questions to a Florida Foreclosure Defense Attorney before hiring them.
Number 1: Are You a Florida Attorney?
Unfortunately, Home Rescue Scams are rampant. Instead of looking out for your best interests, their focus is to take your money. In addition, they state that they are Law Firms. At that point you should speak to their Attorney. Once you speak with them, make an appointment at their office. Prior to attending, conduct your own research. A great resource is The Florida Bar’s website.
Number 2: What Kind Of Results Can I Expect?
The answer should be that it depends on the facts of your case. For example, if the documents attached to the Complaint allow the Bank to foreclose, your chances of winning decrease. On the other hand, if there are issues with standing or the acceleration letter, you may able to present a strong defense. Most importantly, if they guarantees you a free home or a Loan Modification, it is not in your best interest to retain them. This is the red flag that many fail to recognize.
Number 3: How Much Experience Do You Have Defending Foreclosures?
A Homeowner should find out the experience of the Attorney. While you can review the Court records, it is better that you are provided with insight into their experience. In addition, they should explain to you the benefits of a Loan Modification or a Short Sale.
Number 4: What Kind Of Communication Can I Expect?
The Attorney should provide you updates of your case. While your case may be dormant, they should let you know any hearings and communications with the Bank. It is important that you let them know that you need an advocate that communicates with you throughout your case. Therefore, if you need updates, it may be beneficial to work with a smaller Foreclosure Firm. As a result, you will receive the attention you deserve.
Number 5: What Banks have you dealt with?
For the most part, they should have defended cases against larger banks. While their experience is important, they should also be acquainted with the loan servicers. In addition, you should find out if their cases are generally against the same firms.
Number 6: How Do You Get Paid – I’m Not Sure I Can Afford To Pay An Hourly Rate?
The Best Foreclosure Defense Attorney understands that Homeowners behind on their mortgage are struggling financially. Therefore, if you’re unable to afford to pay an hourly rate, the Attorney will accept a monthly fee. However, rates will vary for each Attorney depending on their experience and the facts of your case.
Number 7: Do You Provide Modification And Short Sale Services?
The Attorney should have experience with Loan Modifications or with Short Sales. If they can defend your case while helping you keep or sell your property, they understand the best way to represent a Homeowner.
The hiring of a Florida Foreclosure Defense Lawyer is an important decision. While there are many Attorneys that defend Foreclosures, only a small segment are experienced with the Process. Therefore, if you have questions about Foreclosures, contact 954 Foreclosure Attorneys, PLLC at 954.237.7740.