What Do You Do When You’re Served With A Florida Foreclosure Complaint?
Don’t panic!
Upon being served with a Foreclosure Complaint, a Homeowner should be aware that they have 20 days to respond. Failure to respond will allow the Bank to file a Motion for Clerk’s Default. In addition, you will ultimately lose your opportunity to defend your Foreclosure action.
If a Homeowner does respond (which is HIGHLY RECOMMENDED!), they can file a Motion to Dismiss or an Answer with Affirmative Defenses. If a Homeowner files a Motion to Dismiss, the Bank must be able to defeat it before they can proceed with the Foreclosure. A Motion to Dismiss attacks deficiencies within the 4 corners of the Complaint and the attached exhibits. It is important that the Homeowner state in their Motion to Dismiss, information pertaining to the allegations in the Complaint. If a Homeowner files an Answer, they must state whether they admit or deny the allegations in the Complaint.
What Do I Do?
If you have been served with a Florida Foreclosure Complaint, contact your aggressive and experienced Foreclosure Defense Lawyers of 954 Foreclosure Attorneys, PLLC at 954.237.7740. We are here 24 hours a day, 7 days a week to answer your Foreclosure questions. To accommodate our Foreclosure defense clients, we have offices in Broward and Palm Beach County, Florida.